:root{
  --ink:#0d1b2d;--ink2:#34465a;--muted:#64748b;--line:#d8e3ea;--paper:#fff;
  --bg:#f3f7f8;--navy:#0d3450;--navy2:#15516a;--teal:#168c86;--teal2:#28aaa0;
  --soft:#edf7f6;--blue-soft:#edf5fa;--warm:#fff8ec;--radius:18px
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;color:var(--ink);background:var(--bg);font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;line-height:1.68;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
.wrap{width:min(1160px,calc(100% - 40px));margin:0 auto}
.site-header{position:sticky;top:0;z-index:50;border-bottom:1px solid rgba(216,227,234,.9);background:rgba(255,255,255,.94);backdrop-filter:blur(12px)}
.nav{height:68px;display:flex;align-items:center;gap:28px}
.brand{font-weight:850;font-size:19px;letter-spacing:-.025em;color:#0b5cab;white-space:nowrap}.brand span{color:var(--ink)}
.nav-link{font-size:14px;color:var(--ink2);font-weight:600}.nav-link:hover{color:#0b5cab}.nav-spacer{flex:1}
.nav-cta,.button{display:inline-flex;align-items:center;justify-content:center;border:0;border-radius:11px;background:#0b5cab;color:#fff;font-size:14px;font-weight:750;padding:11px 18px;transition:.16s}
.nav-cta:hover,.button:hover{background:#084b8d;transform:translateY(-1px)}
.legal-hero{position:relative;overflow:hidden;padding:68px 0 58px;color:#fff;background:radial-gradient(circle at 90% 0,rgba(40,170,160,.42),transparent 31%),linear-gradient(125deg,#0b2944 0%,#135069 63%,#207d7d 100%)}
.legal-hero:after{content:"";position:absolute;right:-80px;bottom:-160px;width:420px;height:420px;border:1px solid rgba(255,255,255,.16);border-radius:50%;box-shadow:0 0 0 42px rgba(255,255,255,.035),0 0 0 90px rgba(255,255,255,.025)}
.hero-inner{position:relative;z-index:1;display:grid;grid-template-columns:minmax(0,1fr) 330px;gap:70px;align-items:end}
.eyebrow{margin:0 0 10px;color:#84e0da;font-size:11px;font-weight:850;letter-spacing:.14em;text-transform:uppercase}
.legal-hero h1{max-width:760px;margin:0 0 14px;font-size:clamp(38px,5vw,58px);line-height:1.04;letter-spacing:-.045em}
.legal-hero .lead{max-width:760px;margin:0;color:#d9edf0;font-size:17px;line-height:1.72}
.hero-note{padding:21px 22px;border:1px solid rgba(255,255,255,.22);border-radius:16px;background:rgba(255,255,255,.1);box-shadow:0 16px 38px rgba(4,28,45,.15)}
.hero-note b{display:block;margin-bottom:5px;color:#fff;font-size:15px}.hero-note p{margin:0;color:#d9edf0;font-size:13px;line-height:1.6}
.updated{display:inline-flex;margin-top:18px;padding:6px 10px;border-radius:999px;background:rgba(255,255,255,.1);color:#d7edf0;font-size:11.5px}
.summary{padding:36px 0 20px}
.summary-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.summary-card{min-height:168px;padding:23px;border:1px solid var(--line);border-radius:var(--radius);background:var(--paper);box-shadow:0 10px 30px rgba(23,51,69,.055)}
.summary-card .num{display:flex;width:31px;height:31px;align-items:center;justify-content:center;margin-bottom:16px;border-radius:10px;background:var(--soft);color:#08756f;font-size:11px;font-weight:850}
.summary-card h2{margin:0 0 7px;font-size:17px;line-height:1.3}.summary-card p{margin:0;color:var(--muted);font-size:13px;line-height:1.62}
.legal-layout{display:grid;grid-template-columns:245px minmax(0,1fr);gap:34px;align-items:start;padding:28px 0 74px}
.toc{position:sticky;top:92px;padding:18px;border:1px solid var(--line);border-radius:16px;background:#fff}
.toc strong{display:block;margin:1px 8px 10px;font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:#0b6d68}
.toc a{display:block;padding:8px;border-radius:8px;color:var(--ink2);font-size:12.5px;line-height:1.35}.toc a:hover{background:var(--soft);color:#075f5a}
.legal-content{min-width:0;display:grid;gap:15px}
.legal-section{scroll-margin-top:90px;padding:29px 31px;border:1px solid var(--line);border-radius:var(--radius);background:#fff}
.legal-section h2{margin:0 0 13px;font-size:23px;line-height:1.2;letter-spacing:-.025em}.legal-section h3{margin:22px 0 8px;font-size:16px;line-height:1.35}
.legal-section p{margin:0 0 12px;color:var(--ink2);font-size:14px}.legal-section p:last-child{margin-bottom:0}
.legal-section ul,.legal-section ol{margin:8px 0 0;padding-left:22px;color:var(--ink2);font-size:14px}.legal-section li{margin:7px 0;padding-left:3px}
.legal-section a,.notice a,.site-footer a{text-decoration:underline;text-decoration-color:rgba(22,140,134,.38);text-underline-offset:3px}.legal-section a:hover,.notice a:hover{color:#08756f}
.notice{padding:20px 22px;border:1px solid #b9dedb;border-left:4px solid var(--teal);border-radius:13px;background:var(--soft);color:var(--ink2);font-size:13.5px;line-height:1.65}
.notice strong{color:var(--ink)}.notice.warm{border-color:#eed8ab;border-left-color:#d49422;background:var(--warm)}
.plain-table{width:100%;margin-top:14px;border-collapse:collapse;font-size:13px}.plain-table th,.plain-table td{padding:13px 12px;border-top:1px solid var(--line);text-align:left;vertical-align:top}.plain-table th{width:30%;color:var(--ink);font-weight:750}.plain-table td{color:var(--ink2)}
.contact-card{display:grid;grid-template-columns:1fr auto;gap:22px;align-items:center;padding:28px 30px;border-radius:18px;color:#fff;background:linear-gradient(120deg,#103b58,#176c75)}
.contact-card h2{margin:0 0 5px;font-size:22px}.contact-card p{margin:0;color:#d7edf0;font-size:13.5px}.contact-card .button{background:#fff;color:#0c5365;white-space:nowrap}.contact-card .button:hover{background:#e8fbf8}
.site-footer{padding:40px 0 28px;color:#b9cad6;background:#0b2944;font-size:12.5px}
.footer-grid{display:grid;grid-template-columns:1.7fr 1fr 1fr;gap:34px}.site-footer .brand{color:#fff}.site-footer .brand span{color:#87d8d1}.site-footer p{margin:9px 0 0;max-width:520px}.site-footer h3{margin:0 0 10px;color:#fff;font-size:13px}.site-footer a{display:block;margin:6px 0;text-decoration:none}.site-footer a:hover{color:#fff}.footer-note{margin-top:26px!important;padding-top:18px;border-top:1px solid rgba(255,255,255,.13);max-width:none!important}
.contact-dock{position:fixed;right:20px;bottom:20px;z-index:60;display:grid;gap:9px}.contact-action{display:flex;align-items:center;gap:8px;min-height:46px;padding:10px 14px;border:1px solid rgba(255,255,255,.75);border-radius:14px;color:#fff;font-size:12.5px;font-weight:800;box-shadow:0 12px 28px rgba(5,31,49,.22)}.contact-action svg{width:19px;height:19px;fill:none;stroke:currentColor;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}.whatsapp{background:#168c55}.email{background:#075985}
@media(max-width:850px){
  .nav-link{display:none}.hero-inner{grid-template-columns:1fr;gap:28px}.hero-note{max-width:520px}.summary-grid{grid-template-columns:1fr}.summary-card{min-height:0}
  .legal-layout{grid-template-columns:1fr;gap:18px}.toc{position:static;display:flex;gap:6px;overflow-x:auto;padding:12px}.toc strong{display:none}.toc a{flex:none;background:#f3f7f8;white-space:nowrap}
  .footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}
}
@media(max-width:560px){
  .wrap{width:min(100% - 28px,1160px)}.nav{height:62px}.brand{font-size:17px}.nav-cta{padding:9px 12px;font-size:12px}.legal-hero{padding:48px 0 42px}.legal-hero h1{font-size:38px}.legal-hero .lead{font-size:15px}.hero-note{padding:18px}
  .summary{padding-top:24px}.summary-card{padding:19px}.legal-layout{padding:20px 0 56px}.legal-section{padding:23px 20px}.legal-section h2{font-size:21px}.plain-table,.plain-table tbody,.plain-table tr,.plain-table th,.plain-table td{display:block}.plain-table th{width:auto;padding-bottom:3px}.plain-table td{padding-top:2px;border-top:0}.plain-table tr{padding:9px 0;border-top:1px solid var(--line)}
  .contact-card{grid-template-columns:1fr;padding:24px 21px}.contact-card .button{justify-self:start}.footer-grid{grid-template-columns:1fr}.footer-grid>div:first-child{grid-column:auto}.contact-dock{right:12px;bottom:12px}.contact-action{width:48px;padding:0;justify-content:center}.contact-action span{display:none}
}